Interesting Caravan Facts Did You know?
In 2023 there were approximately 555,000 touring caravans and over 225,000 Motorhomes and Campervans in use in Britain!
13,979 New touring Caravans in Britain in 2022
The leisure vehicle industry contributes more than £6 billion per year to the UK economy and employs in excess of 150,000 people.
More than 2 million people take holidays in caravans and motorhomes every year.
Experts in motorhome and campervan insurance
Despite not offering caravan insurance, we have over 30 years’ experience in the industry, which means we know a thing or two about how to insure a motorhome and campervan.
Our professional, friendly UK-based customer service team are all knowledgeable about these types of vehicles, with many owning one themselves. So when you give them a call, you know you’re in safe hands. Perhaps that’s why we won the What Motorhome Insurance Provider of the Year award for 10 out of 11 years.
And don't forget that our motorhome insurance and campervan insurance costs are pitched at affordable rates our customers love.
If you want to find out why we're considered among the leading insurance brokers for motorhomes, call us on 0208 9840 666 or get a quote online. Our friendly team is here to help you find the motorhome insurance deal that works for your needs.
Should you have caravan insurance?
Although you are not legally required to have any caravan insurance, almost 50% of all caravans are uninsured in the United Kingdom. As such, if any malicious and/or accidental damage was to happen to your caravan you would have to unfortunately pay for any repairs, if your caravan isn't insured.
The following covers are commonly included:
- Theft of caravan and/or contents
- Accidental damage
- Accidental damage whilst being towed (Touring)
- Fire Damage
- Flood Damage
- Storm Damage
Did you know...
98.97%
of Comfort Insurance customers claims were paid.
*As of the 17th October 2023 Aviva stated that 98.97% of all claims were paid out
Important Habitation Checks for your Caravan
A typical habitation check will follow a set procedure and highly detailed inspection plan. It covers dangers such as fire risk, ventilation and gas systems as well as problem areas like damp, water systems, electrical systems and bodywork.
Caravan Habitation Checks prices vary, but the average price is around £220, and should take a minimum of three hours to complete. We would recommend that you use a provider that is a Member of the Nation Caravan Council (NCC). Comfort Insurance would recommend that when buying a Motorhome or Caravan that update Habitation check is available prior to purchase.
For more information, you can find our guide on habitation checks here.
What's the difference between 'New for old' and 'Market value'?
'New for old' means your caravan would be replaced with a brand-new caravan of the nearest specification if it is written off. So it is important that you value you give for your caravan quote is that of the nearest market value for that specific caravan.
'Market value' means your caravan will be insured for the current caravan value taking into consideration the age, specification, and condition of the caravan. Again, it is important that the most update market value is provided at the time of obtaining your caravan insurance quote. If you are unsure at any time, we would recommend that you speak to a local caravan dealer or us a online valuation tool.
CRIS AND SECURITY FOR YOUR CARAVAN
Self-contained mobile homes that are designed to be attached to the back of a car or truck are ever-growing in popularity. They’re lightweight and easy to tow meaning you can travel with ease without worrying about piloting tight roads or finding large spaces to park like you would for some sizable motorhomes.
Caravan theft is a rising issue, thieves are targeting caravans as they are often left unattended and are relatively easy to steal. But how can this be prevented? It’s crucial to take measures to secure your motorhome.
CRiS
One way to do this is to register your caravan with CriS. CriS or the ‘Central Registration & Identification System’ is the national register for UK manufactured touring caravans. CriS protects your caravan by verifying that you are the registered owner with a unique 17 digit VIN number. Along with this, CriS offers the VIN CHIP an official police security initiative to help protect your motorhome.
Trackers and additional security measures
A tracker system works using GPS technology to track the location of your caravan and can be monitored by the owner or tracking company. Some tracker systems also include a function which will sound an alert if your caravan is moved without your authorisation.
Using a tracker system has many benefits:
- It provides peace of mind that your caravan is safe and secure.
- It can help you recover your caravan if it is stolen -the quicker you can track down your caravan the more likely it can be recovered intact.
- A tracker can also reduce the cost of your caravan insurance premiums.
Additional to using a tracker, installing high security locks on windows and doors, using a tow hitchlock, and parking your caravan in a secure, locked, CCTV monitored storage location when not in use are all effective ways to keep your caravan safe.
What's the difference between 'New for old' and 'Market value'?
'New for old' means your caravan would be replaced with a brand-new caravan of the nearest specification if it is written off. So it is important that you value you give for your caravan quote is that of the nearest market value for that specific caravan.
'Market value' means your caravan will be insured for the current caravan value taking into consideration the age, specification, and condition of the caravan. Again, it is important that the most update market value is provided at the time of obtaining your caravan insurance quote. If you are unsure at any time, we would recommend that you speak to a local caravan dealer or us a online valuation tool.
