Campervan Insurance

What is covered by our campervan insurance?

As with standard home and car insurance, the more comprehensive your policy, the better the level of cover for your campervan. It’s crucial that you’re aware of exactly what is covered by your policy, so you can make sure that you have the right level of protection for your needs.

If you take out a comprehensive insurance policy for your campervan, this will cover you for:

• Accidental damage
• Vandalism
• Fire
• Theft
• Any third-party damage or injury you cause

Our campervan insurance also covers all the little things other providers may not include in their standard policies, such as:

• Personal effects and belongings
• Awnings
• Generators
• Audio and navigational equipment
• Window and windscreen breakage
• Gas explosions
• Replacement locks if your keys or transmitter are stolen

We also offer much more, subject to policy terms and conditions. Some companies may call these extras, but we like to think of these as necessities* when it comes to keeping your campervan on the road.

Our insurance policies offer everything you could possibly need, from the awnings through to gas bottles. Policies also come with 90 days’ EU cover as standard, meaning you don’t have to cut your holiday short or return home in the middle of an adventure.

It’s important to note that insurers will always try to accommodate our customers as much as they can, but make sure you request the specific cover you think you may need.

* Subject to policy terms and conditions.

Exclusions on our campervan insurance policies

There are some circumstances in which you will not be protected by your campervan insurance. Always check that you're okay with what won't be covered, including:

• Loss of use, wear and tear, and depreciation
• Loss or damage arising from theft when the keys have been left in the ignition
• Any accident or damage caused by someone driving the vehicle without the appropriate licence
• Damage to tyres by braking or by punctures, cuts or bursts
• Damage to the vehicle arising from domestic animals, moth, vermin or infestation

These are just some of the exclusions on your campervan insurance. For a full list, please see your policy documents.

How much does campervan insurance cost?

If you’re looking for campervan insurance that offers great value, you've come to the right place. We will be transparent with you from the very start so that you’re aware of how much your policy will be.

Our cover is priced according to a variety of factors, including:

• The make, model, and age of the vehicle
• The age of the main driver
• The length of time for which they’ve had their licence
• Any motoring convictions that you've received

Costs will vary depending upon all these factors, meaning you could get a quote for as little as £220, but it could top the £1,000 mark depending upon your circumstances and the value of your campervan.

The cost of your campervan insurance will vary depending on factors such as these, as well as the value of your vehicle.

We will be transparent with you from the very start so that you’re aware of how much your policy will be.

What other factors affect insurance costs?

If your campervan is your only vehicle and the one that you use whenever you’re on the road, this could drive up the price that you pay for insurance.

On the other hand, if you use your campervan less frequently then this should bring down the price - especially if you keep it securely in a garage when not in use.

To find out how much a policy may cost you can get a campervan insurance quote online, or you can give us a call on 0208 9840 666.

How to get your campervan insurance quote

Whether you have a classic Westfalia or a brand-new California, you need a campervan insurance cover that gives you peace of mind. You need to ensure that your most important possessions are protected, whether your vehicle is being kept on the drive or cruising around Europe.

Here at Comfort Insurance, we've made getting comprehensive campervan insurance perfectly simple. All that you need to do is select your type of vehicle and provide us with a few details, such as make, mileage and the level of cover that you desire.

The next step is to fill out some personal information on our easy-to-use online form, and you’ll have your campervan insurance quote within a few moments. If you prefer a more personal touch, you can always give our experts a call on 0208 9840 666.

What we need to provide you with campervan conversion insurance or other forms of cover

There are some instances in which we can’t give you a campervan insurance quote straight away. This is because, while we have policies from selected insurance underwriters, there is some information that we will need from you to process your request for a quote.

This applies to campervan conversions that have an engine size of 3500cc or more, bespoke campervan conversions carried out by a professional converter, imported Japanese campervans and self-built/home-built campervans. If this applies to your campervan, we will need the following things:

• Images of your vehicle. We require four photos of the inside and four of the outside of your vehicle
• A copy of your gas certificate or your habitation check

Additionally, your vehicle will need to be registered as a motorcaravan or a van with side windows.

Should you not be able to register your campervan conversion as a motorcaravan or a van with side windows with the DVLA, it’s still possible for us to consider you for self-build cover. However, this is done on a case-by-case basis, so we suggest that you call us on 0208 9840 666 and we’ll take you through the process.

What are the benefits of insuring your campervan with Comfort Insurance?

We're a family business that prides itself on going above and beyond for our clients. We know how special your campervan is to you - which is why we've crafted an insurance solution to match.

There are a number of major benefits to choosing Comfort Insurance for your campervan insurance, including the following:

Supported by Aviva

We have a close relationship with Aviva, with whom we've jointly developed many of our products.

UK Call Centre

Need assistance? Our expert team are just a phone call away and ready to help - 24 hours a day, 365 days a year.

Uninsured Driver Promise

If your caravan is in an accident with an uninsured driver, Aviva will refund the amount of excess that you have to pay - subject to terms and conditions.

Comprehensive Campervan Insurance

Our coverage goes above and beyond the norm. We're proud to cover many finer details not included in most standard policies. Other providers consider these as extras - but, if you ask us, they're necessities.

European Coverage as Standard

Our campervan insurance comes with up 90 days' European coverage a year - meaning that you won’t have to worry about needing to cut your holiday short or return home in the middle of an adventure.

What is our campervan insurance claims process?

We understand that, for many of our customers, a hassle-free claims process is even more important than an affordable campervan insurance price. You want peace of mind that you'll be able to quickly make a claim should something go wrong.

That's why we've designed a simple process that lets you make your claim in three simple steps.

Contact our helpline

First, you'll need to get in touch with our friendly team by calling 0800 0280 038. Our helpline is open 24 hours a day, 365 days a year - so, no matter when you need to make your claim, you'll always be able to.

Tell us what happened

You'll need to tell us your policy number, your vehicle registration number, and details of the incident - as well as anyone else involved. We'll confirm whether you're covered and help you to figure out what to do next.

If your campervan has been stolen, you should report this to the police immediately. They will give you a crime reference number, which will help to speed up the claims process.

Settle your claim

Sit back and let us take the stress out of making a campervan insurance claim. We'll work with you to remedy the situation so that you can get back to touring in your prized possession as soon as possible.

Making a claim on your campervan insurance

For many customers, this is the most important part – even more so than price. Regardless of how much you are paying for your insurance policy, you want to be safe in the knowledge that if something goes wrong you are able to make a claim as quickly and as simply as possible.

Once you have a policy with us, you’re covered if things go wrong. So, whether your claim relates to an accident, fire, theft or other damage, you can begin the process by calling the Comfort claims line on 0800 0280 038 or the claims reporting number detailed in your policy. You’ll speak to a personal incident manager who will ask you to give them as much information as possible. We also ask that you have your vehicle registration number to hand so your policy records can be found quickly.

If your campervan has been stolen, you should report this to the police immediately. They will issue you with a crime reference number, which you will be able to give to the insurer to speed things up when processing the claim.

Why choose us for your campervan insurance?

Comfort Insurance is a family business, run by people who share your passion for hitting the open road, so we understand how much your campervan means to you and how it feels when things go wrong.

That’s why we’ve tailored our products to tick all the right boxes, whether you want to drive around the country for a week or across the whole of Europe for a few months.

Here’s why you should choose us for your campervan insurance:

• With more than 30 years' experience offering the best campervan insurance quotes in the UK, we've learned a thing or two about what our customers expect from their policy.
• We're experts in our field, who understand how special your campervan is to your and provide the comprehensive insurance coverage to match.
• We have a superb reputation among our customers - they've given us an ‘excellent’ Trustpilot rating in more than 7,000 reviews.
• We were named What Motorhome Insurance Provider of the Year 2022, backing up our strong reputation in the industry.
• We’re proud members of official industry bodies such as the British Insurance Brokers’ Association and the National Caravan Council.
• Our campervan breakdown cover is provided alongside ARAG and Call Assist.
• We provide our cover together with Aviva, one of the UK’s leading motor insurers - and as of 17th October 2023, they stated that 98.97% of all claims were paid out.

Ready to get your campervan insurance quote? It's quick and easy - just use our online form. Alternatively, dial 0208 9840 666 to speak to our friendly, UK-based team.

Campervan Breakdown Cover

We highly recommend that you take out our specialist breakdown cover for only £82 to include on your annual policy. We provide this service in conjunction with ARAG and Call Assist. Follow the link for more information on our motorhome breakdown cover.