How to Reduce Your Motorhome Insurance Costs

Here at Comfort Insurance HQ, we always try to offer the most competitive premium on the market. Whether you’re seeking your first motorhome insurance policy or have been a customer of ours for years, we always try to get you the fairest price for the coverage you need.

Our family-run business was started over 30 years ago by a pair of enthusiastic motorhome owners and we pride ourselves on our comprehensive specialist coverage as-well-as our exceptional value for money. There are no surprises when you take out a policy with us – no hidden charges, no shock price rises and no gimmicks.

That being said there are many ways you can reduce the cost of your motorhome insurance that isn’t an introductory discount or special offer. Making sure your motorhome is secure is common sense, but it can also have a positive effect on the amount you pay come renewal time. Click here to read our comprehensive guide to enhanced motorhome security.

As well as making sure the basics are covered like making sure you remove the keys from the ignition when you’re not behind the wheel and keep them in a safe place, as well as fitting wheel clamps when you’re parked up, there are also some more sophisticated technological solutions that not only will help to make your motorhome even more secure, but they will also bring down the cost of your motorhome insurance premium without breaking the bank.

Trackers

Trackers monitor your vehicle 24/7, and if the worst happens and your motorhome is stolen, it will emit a signal to a control centre, which identifies the exact location to assist the police in recovering it. In many cases trackers are a requirement for higher value motorhomes to be insured, but for everyone else it can help you make a saving on your motorhome insurance as well as provide peace of mind as well.

Reversing Cameras

This might seem like an obvious one, but with many motorhome owners getting behind the wheel after a hiatus from active touring, we’re dealing with an increasing amount of claims for driver caused motorhome damage. Whether it’s dinging the bumper on a fence or breaking lights on another vehicle when parking up, all can have a negative effect on your insurance premium. Reversing cameras are an inexpensive way of reducing this from happening, and they have dual benefits of reducing the cost of your motorhome insurance, but also ensures you have a smoother journey wherever you choose to roam.

Advanced Driving Courses

Increasing your driving skills by taking an advanced driving course, will not only make you a better, safer driver but also reduce your insurance premium. General courses are available, as well as bespoke ones with a greater emphasis on a specific skillset. What you can expect to learn amongst other things are: night-time driving, speed awareness, motorway driving, all-weather driving and more. There are many respected providers nationwide, such as IAM RoadSmart.

Storing at a CaSSOA approved site

The Caravan Storage Site Owners Association have been working towards minimising motorhome/campervan theft by promoting the highest levels of security for over 20 years. Simply visit their website and input your location and you will be given suggestions of approved storage sites near you and the facilities they offer. CaSSOA award the storage sites by quality of their security. A Bronze standard site has perimeter protection and lockable gates, Silver has CCTV and site monitoring, Gold also includes electronic access system, alarms and number plate recognition. Platinum is the highest-level award for superior levels of security including BS Standard protection, externally monitoring systems, asset tagging, full CCTV coverage as well as all the things listed above. Storing your motorhome in a secure location will make a saving on your motorhome insurance.

At Comfort Insurance, we’ve helped thousands of our customers find great value motorhome cover. To find out how much you can save by doing some of these suggestions, why not get an online quote or give us a call on 0208 984 0666 to speak to our friendly team today.